Are You Really Getting Healthcare?

Are you covered if an accident occurs to you or your family? No matter if you do or don’t sooner or later you will be forced to have healthcare if you live in America.  If you can’t afford healthcare America is nice enough to give you only 3 months until they slap a fine on top of the original price to buy healthcare.

Why is the Healthcare System Corrupt? by: Sebastian Lafo

Knowing these new diseases that are sprouting in recent days, I always thought to myself that the healthcare system would be able to take care of me and reassure that they have my back in whatever illnesses or sicknesses that I may contract. But now as I look more into depth with how this healthcare system works, it worries me and makes me think twice if this system really wants to be there for me during my circumstances. Looking at it now, I have become too paranoid to even catch a small fever or just a common cold. I have realized that these “fat cats” of these healthcare companies are more greedy than I thought, seeking only my money rather than genuinely wanting to help me. So knowing this, I realize now that the healthcare system of America is corrupt and immoral.

One reason why this Healthcare system is corrupt is because of the fact that these companies deny healthcare to people that are in desperate need of it because it saves the company money. Michael Moore’s documentary “Sicko” shows a prime example of what I mean. In the documentary, he interviews a medical reviewer of the healthcare company Humana, and she tells him about the ways they did business. She goes on to tell him that the medical reviewer with the highest denial rate of medical claims would receive a bonus, because of the fact that the company feels that any claim that is approved is considered a medical loss on their part. So another way you can put it is by saying that the more you deny the people of their health insurance the more money you save the company, thus having a better chance of receiving a bonus in your salary. Just looking at how that system is built really opens my eyes and makes me realize that these companies are not really interested in helping me at all. Since we are looking at it from a moral standpoint, it seems that these companies are really denying people the right to live longer. That of course is morally wrong because we have no right as people to tell other people whether they should live or die.

Which leads me into my last point, which is the fact that these denials that these companies carry out could very well be the reason for the death of people here in the United States. There are so many stories across this country that talks about how the healthcare system put their loved ones in a serious health predicament or also caused the death of them as well. There was a story that stood out to me the most as I was reading different stories, which was the story of Tracy Dion Pierce. He and his wife had continuously fought the healthcare system to get approved to be able to carry out the procedures necessary for Tracy to fight his kidney cancer. Every different procedure that they had heard about was denied the funds by their healthcare insurance because of the fact that they felt the procedures were “experimental” even though that these procedures were successful time and time again with other patients. Looking at this story, it seems as if the healthcare company is trying their best to make an excuse for them not to pay for the operations. Knowing that this is not the first time that this has happened really makes me doubt our healthcare system even more. If there are tons of stories of how healthcare has been corrupt in more ways than one, then it is obvious and it gives me more incentive that these companies cannot be trusted.

Looking at the corruption of this system, I also look at my mother and the situation that she is going through with her kidney failure issues. It gives me daunting chill down my spine because I fear that this healthcare system could just turn on my mother at any moment. Realizing this, it drives me to want to create a better future not just for me, but also for my family. It also has taught me that even though you think something looks enticing there is always some kind of catch to it too. But I encourage those that know the corruption of this system to open the eyes of others as well because America needs to see the system for what it is.

Work Cited

1. Dir. Moore, Michael, _Sicko_. The Wienstien Company.2007

2. Pierce, Julie. “Tracy Pie.rce Sr-his fight for Life.blogspot. 18 Jan 2006. Web. 22 July 2007.

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Is the health reform bill constitutional? By Parker Arnold

On March 23, 2010, President Obama signed his comprehensive health care bill, H.R. 3590, into law (Condon). The Bill contains vast amounts of insurance reforms, Medicare and Medicaid changes, and even claims that it will lower the deficit. The bill has merit and many good insurance reforms, such as insurance companies can no longer deny children with preexisting conditions (Condon). In this bill Medicaid will be expanded to include 133 percent of the federal poverty level. This will have a huge impact on state budgets because of the increase of state spending required by the federal government. Florida’s budget will be constricted enough that Florida’s attorney general is filing a lawsuit against the federal government because he believes this bill encroaches on state sovereignty. The bill also contains an individual mandate to buy health insurance or to face a fine. This individual mandate has called the bill’s constitutionality into question. Having the Federal government force citizens to engage in business with a private company is unconstitutional because it is a power that is reserved for the state government, not the federal government.

The Constitution does not authorize the United States to mandate that all citizens have qualifying healthcare coverage. By enforcing this mandate, the federal government is exceeding the powers of the United States under Article I of the Constitution and violates the Tenth Amendment to the Constitution (CITE). The Tenth Amendment states that, “The powers not delegated to the United States by the Constitution, nor prohibited by it to the States, are reserved to the States respectively, or to the people.” (CITE). Nowhere in the Constitution does it give the federal government the power to force citizens to purchase healthcare.

This forcing of citizens to engage is business is not outlined in the federal constitution and is there for at the states discretion or the peoples. For example, auto insurance is mandated if you drive a car. Auto insurance and healthcare insurance differ in two very important ways. First, it is mandated at a state level and not a federal level. This is because the federal government does not have the power to do so and thereby leaving it up to state governments. Second, auto insurance is imposed by states on the privilege of driving. A person who chooses not to drive can choose not to purchase auto insurance. A person would be required to buy healthcare insurance solely on the fact that he or she is a living breathing American.

This act is also unconstitutional in the fact that it would heavily restrict some state budgets and by doing so encroach upon their sovereignty. For example, Florida’s budget is already bogged down my Medicaid and because of this act the federal government will require them to further increase their spending. By heavily restricting the budget of Florida the federal government being unconstitutional.

Works Cited

Condon, Stephanie. “Health Care Bill Signed by Obama.” CBS News. CBS Media, 23 March. 2010. Web. 19 April. 2010.

State Of Florida, by and through Bill McCollum, Attorney General Of the State Of Florida. Vs. United States Department Of Health And Human Services; Kathleen Sebelius. Case No. 3:10-cv-91. n.d. web.

United States. Census Bureau. “3.6M Floridians uninsured in 2008.” South Florida.bizjournal. South Florida Business Journal. Last modified 11 Sept. 2009. Web. 19 April. 2010

United States Constitution. 4 March. 1789.

United States Bill of Rights. 15 December. 1791.

An Excuse For Abuse By David Castillo

A pre-existing condition is often defined as a health condition that exists before you receive health insurance and therefore is defined as untreatable as by the Health Insurance Standard. This has been The Health Insurance Companies’ biggest tool against customers and their illnesses; basically it’s just another method for the companies to control you. At first the original purpose of insurance companies was to help people receive expensive surgeries and have their medical problems taken care of, but on the contrary just like any business the health insurance companies are trying to make a profit. In 2010 a reform was passed that is slowly eliminating the pre-existing condition rule and I feel that although changes are being made it’s still not what America needs right now.

In the beginning of health insurance clients were getting denied on almost a clockwork pace with little or no explanation ever being given. Receiving medical care in a hospital that you aren’t listed for could cost you up to $200+ with no appeal or way to get your money back. To be honest it seemed like one big trap waiting to wrap its money hungry jaws around your throat and around the throat of your children. It is a deathtrap in fact, “The report,…. shows that the United States spends more than twice as much on each person for health care as most other industrialized countries. But it has fallen to last place among those countries in preventing deaths through use of timely and effective medical care (Abelson)”. America needs to get CEO’s out of the health insurance bandwagon, before this murders the U.S. and more shameful is that we are the last ones to come to this conclusion. The problem it is not advancement of technology, which is holding us back, but how accessible we make it everyone. A cure for cancer would be wonderful, but if no one could get it, then what purpose would it serve and who would it benefit?

Works Cited

Abelson, Reed. “The New York Times Log In.” The New York Times – Breaking News, World News & Multimedia. 17 July 2008. Web. 31 May 2010. <http://www.nytimes.com/2008/07/17/business/17health.html?_r=1&adxnnl=1&adxnnlx=1275390033-yMGL cxgKFKC0GIKenDc2g>.


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One response to this post.

  1. Posted by Cristal Partida on June 3, 2010 at 7:29 am

    In response to David Castillo’s blog post, I agree with the fact that Health Insurance companies are extremely unfair. The reason why the company exists in the first place is to help save lives, not PICK the lives that they feel should be saved. I think the healthcare industry is corrupt and only cares for its money. These people dont need compassion, they need a doctor. Overall this paper was presented well, and I understood the material presented.

    ~Cristal Partida

    Reply

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